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Programs

Small Business
small business

Small businesses employ 61.7 million Americans.

That’s nearly half the working population. Yet, because of their size, small businesses are often overlooked.

Method is committed to keeping workers safe, healthy and on-the-job — no matter the size of their employer. That’s why we offer a new Small Business Comp program backed by our same excellent customer service.

Method writes Small Business Comp in the following states:

AL, AR, AZ, CT, DC, DE, FL, GA, KY, LA, MA, MD, MS, NC, NH, NJ, NM, OK, PA, SC, TN, TX, VA, VT, WV

TARGET INDUSTRIES

We target risks in a wide variety of industries. New Ventures are acceptable with owner experience. Some industries where we've seen recent success:

  • Agriculture
  • Artisan Contractors
  • Automobile mechanics, body repair, paint etc.
  • Construction
  • Doctor, dentist, specialist offices
  • Grocery stores, bakeries, convenience stores
  • Healthcare
  • Hotels or motels
  • Lawyers, CPA’s and other professional industries
  • Manufacturing
  • Moving, storage, or janitorial
  • Retail outlets, boutiques and coffee shops
  • Restaurants
  • Transportation
  • Trucking (within 300 miles)

EXCLUSIONS

  • Aircraft or helicopter operations
  • Any operation involving firearms, ammunition, fireworks or other explosive material
  • Courier, Fed Ex, Amazon delivery or similar couriers
  • Federal Coal Mine, FELA coverage
  • Heights over 40ft or depths below 10ft
  • Livestock including cattle or horses
  • Logging, deforestation, wildfire, or disaster cleanup
  • Maritime Liability, Jones Act, USL&H, Defense Base Act
  • Oil, gas, asbestos, or chemical manufacturing
  • Professional sports
  • Railroad, coal, foundry, or mining operations
  • Risks with foreign travel and coverage requirements
  • Roofing, crane work, or heights over 40ft
  • Sole Prop / Owner only policies
  • Strip clubs or other similar operations
AZ, AR, CA, CO, HI, ID, IL, IN, IA, KS, LA, MI, MN, MO, MT, NE, NV, NM, OK, OR, SD, UT, WI

TARGET INDUSTRIES

We target risks in a wide variety of industries. New Ventures are acceptable with owner experience. Some industries where we've seen recent success:

  • Artisan contractors
  • Doctor, dentist, specialist offices (i.e. chiro, physical therapy etc)
  • Grocery stores, bakeries, convenience stores etc
  • Hotels or motels
  • Lawyers, CPA’s and other professional industries
  • Light industrial manufacturing
  • Restaurants
  • Retail outlets, boutiques and coffee shops
  • Local automobile sales or repair
  • Small farm operations without large livestock
  • Storage facilities
  • Trucking (300 mile max radius)
  • Trucking - CA (300 mile max radius, no out of state)

EXCLUSIONS

  • Aircraft or helicopter operations
  • Any operation involving firearms, ammunition, fireworks or other explosive material
  • Automobile franchises, dealerships, engine or body repair, mechanic shops, towing
  • Cannabis operations — THC growing, sales etc. (SEE OUR CANNABIS PROGRAM)
  • ACCOUNTS WITH GOVERNING CLASS CODE 8810, 8742 5606, 8720
  • Courier, Fed Ex, Amazon delivery or similar couriers
  • Domestic workers, nanny’s etc.
  • Federal coal mine, FELA coverage
  • Fuel haulers
  • Garbage collection
  • Heights over 30ft or depths below 10ft
  • Hemp farming (Hemp products retail is okay)
  • Home health, nursing, hospitals, assisted living facilities
  • Janitorial companies
  • Livestock exposure including cattle or horses
  • Loading / unloading
  • Logging, deforestation, wildfire, or disaster cleanup
  • Long distance and franchise moving companies (local movers considered)
  • Long distance trucking over 300 miles
  • Maritime liability, Jones Act, USL&H, Defense Base Act
  • Oil, gas, asbestos, or chemical manufacturing
  • Professional sports
  • Railroad, coal, foundry, or mining operations
  • Risks with foreign travel and coverage requirements
  • Roofing, crane work, or heights over 40ft
  • Sole prop / owner only policies
  • Strip clubs or other similar operations
  • Trenching required below 5ft

Submit your small business account
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* $25,000 Minimum payroll for construction class codes

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