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Programs

Middle Market

More paper.
More states.
More opportunity.

A broad appetite program from true Workers’ Comp experts. Our in-house safety, loss, and claims experts provide your clients service that others can't.

While we have special expertise in Agriculture, Construction, Healthcare, Manufacturing, Transportation, we write mid-sized accounts across an incredibly wide variety of class codes.

Middle Market Program Details

Method writes staffing accounts in all nonmonopolistic states:

Preferred class codes

While we believe we can make the most impact to businesses in the following industries, we're always looking for opportunities to make a difference. If you're unsure if your client fits our risk appetite, just contact us.

Agri­cult­ure

  • DAIRYFARM
  • FARM LABOR CONTRACTORS
  • FARM MACHINERY OPERATION
  • FIELD CROP FARM
  • LIVESTOCK OPERATION (NOT AVAILABLE IN ALL STATES)
  • ORCHARDS & VINEYARDS
  • POULTRYFARM

Construct­ion

  • CARPENTRY-INSTALLATION
  • CERAMIC TILE, STONE, MARBLE
  • CONCRETE CONSTRUCTION NOC
  • DOOR & WINDOW INSTALLATION
  • ELECTRICAL WIRING
  • ELEVATOR ERECTION
  • EXCAVATION & DRIVERS
  • FLATWORK CONCRETE
  • FENCE INSTALLATION AND REPAIR

 

  • FLOOR COVERING INSTALLATION
  • FURNITURE OR FIXTURES INSTALLATION
  • GLAZIER
  • HVAC
  • INSULATION WORK NOC
  • MACHINERY OR EQUIP ERECTION
  • REPAIR MASONRY NOC
  • PAINTING NOC
  • PLUMBING NOC

Health­care

  • ASSISTED LIVING
  • HOSPITALS
  • IN-HOME HEALTHCARE
  • NURSING HOMES & ALL EMPLOYEES
  • NON-EMERGENCY MED TRANSPORT (NOT AVAILABLE IN ALL STATES)
  • PHYSICIAN CLINICS

Land­scaping

  • Irrigation
  • Sprinkler installation & maintenance
  • Lawn care
  • Tree removal & care

Manufact­uring

  • AUTOMOBILE PARTS MANUFACTURING
  • FARM MACHINERY
  • FOOD MANUFACTURING
  • FURNITURE MANUFACTURING
  • IRON OR STEEL FABRICATIONS

Transport­ation

  • DISTRIBUTION CENTERS
  • MAIL, PARCEL, OR PACKAGE DELIVERY
  • MOVING & STORAGE
  • SHUTTLE BUS, LIMOS
  • SAND & GRAVEL HAULING
  • TOWING
  • TRUCKING NOC

Class codes vary by state, so when in doubt, contact us.


Exclusions

  • Amusement parks, carnival or circus, written as such
  • Asbestos exposures (any)
  • Chemical and petrochemical risks
  • Commercial airline flight crews
  • Construction of dams or tunnels over 100 feet (excludes augering)
  • Contractors whose principal operations involves blasting
  • Demolition of buildings or structures in excess of three stories
  • Drilling, manufacturing, production or refining of natural or artificial fuel, butane, propane or liquefied petroleum gasses or gasoline
  • Explosive substances, fireworks or fuses – any manufacturing or importing (including as a component of another product) or any handling, storing, or transporting except as incidental to primary operations
  • Known exposure to dioxin or polychlorinated biphenyls
  • Loss or liability arising out of mycotoxins, mold or other fungi
  • Loss or liability arising from seepage and/or pollution and/or contamination • Municipalities
  • Nuclear exposures
  • Operations on docks and wharves
  • Operations under the jurisdiction of any federal act (USL&H, Jones Act, Maritime, Railroad, etc.)
  • Ownership, maintenance or use of aircraft
  • Professional sports team
  • Railway operations except sidetrack
  • Shoring or underpinning of buildings or structures in excess of 3 stories
  • Subaqueous operations
  • Tower, steeple and chimney shaft work over 50 feet
  • Underground mining (not quarries)

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